Housing

When you employ a mortgage broker, your financial information and paperwork will be collected and reviewed. You look at the size of the loan for your property, your down payment, your income and your credit score. The broker asks about your financial record and helps you decide your desired form of loan before applying to…

At the time, Ang Mo Kio had a five-bedroom BTO set up for the couple with a stipend of $510,000. When their fourth child arrived, James and his wife were faced with the choice of either upgrading their BTO or buying the adjoining two-bedroom apartment next door under the conversion program after a neighbor moved…